Last Updated on Monday, 22 July, 2019 11:00:29 PM



Automotive Awards

Automotive

2010 Car Design Awards China 2010

2007 Frost Sullivan ASEAN Automotive Awards

2008 Frost Sullivan ASEAN Automotive Awards

2009 Frost Sullivan Asia Pacific Automotive Awards

2004 Autocar Asean’s Car of the Year Awards

VEHICLE ASSEMBLERS IN MALAYSIA

BUYING A CAR IN SABAH


TOP 10 CAR MODEL

TOP 10 CAR BRAND

   
TOP 10 POPULAR CAR MODEL IN JAPAN

TOP 10 POPULAR CAR MODELS IN the WORLD

TOP 10 POPULAR CARS IN INDONESIA

TOP 10 POPULAR CARS IN THAILAND

TOP 10 POPULAR CARS IN INDIA

TOP TEN POPULAR CARS IN PHILIPPINES

Top 10 Models in Singapore (Q1 2010)

TOP 10 BEST SELLING CARS IN CHINA

TOP 10 POPULAR CAR MODELS IN MALAYSIA

THE TOP 10 BEST CAR BRAND IN MALAYSIA IN 2009

 


Proton Logo

Proton
保腾

MALAYSIA

Perodua Logo

Perodua
北鹿大

MALAYSIA International Joint Venture

NAZA Logo

Naza
纳莎

MALAYSIA International Joint Venture

Inokom
英若康

MALAYSIA International Joint Venture

BUYING A CAR IN TAWAU
procedures in buying a new car  in Tawau

Information about Malaysian Car Market


RESALE VALUE OF YOUR USED CAR

About poor resale value thingy, it was not limited to

Korea and most European car in Malaysia market have poor resales value.

Vehicles that are not popular in market have poor resale value because it is hard to sell after few years later.

Some local car brand also have poor resale value such as Proton Savvy, Perodua Kembara, and Naza Sutera.

Old generation of Korean cars have low resale value because :

1) Spare part availability is poor (sometimes have to wait 1 - 2 months to get the spare parts)

2) High fuel consumption (due to strong and heavy car body).

New generation of Korean cars are huge improvement


Here are some reference price for used cars in Sabah :

BRAND YEAR SALE PRICE
RM
TOYOTA Vios 1.5L Automatic 2005 61,000
TOYOTA Rav 4 2L 2000 62,000
TOYOTA Crown Royal Saloon 2.8L 1994 15,000
TOYOTA Avanza 1.3L Automatic 2005 45,000
TOYOTA Avanza 1.3L Manuel 2005 40,000
TOYOTA Prado (TZ) 3L 2005 100,000
TOYOTA Land Cruiser Pickup 4.2L 1995 50,000
MAZDA 6 Saloon 2.3L 2 Doors 2009 140,000
MAZDA D/Cab Pickup Manual 2.5L 2005 55,000
MAZDA D/Cab Pickup Manual 2.5L 2000 35,000
NISSAN Mitsuoka 1.5L 2005 70,000
BMW 3231 2.3L 2 Doors 1988 20,000
M BENZ 240 E Automatic 2.4L 2007 150,000

MALAYSIAN ROAD TAX

Below 1.6L Above 1.6L
Car that falls under 1600 cc and below, the annual road-tax amount is fixed if engine capacity falls to one of the range set by JPJ (subject to minimum RM20 until maximum RM90). Otherwise (vehicles with engine capacity above 1600 cc), the road tax is chargeable by every 1 cc increase subject to maximum M200.
For example, if engine capacity is 1598 cc, the annual road tax is fixed at RM90 while for car with 1601 cc, the annual road tax is RM200.40, that is significant with minimum difference RM110.40.

A B C D
A-segment (supermini category) B-segment (compact sedan/hathback)

The biggest dominant in vehiche sales in Malaysian Market

   
1.0 to 1.2 L Engine 1.3L ~ 1.8L Engine    
1.0L car (Perodua Viva)

1.2L  (Proton Savvy) while

1.3 - 1.5L Proton Saga (sedan), Perodua Myvi (hatchback) and Toyota Vios (non-national segment).

1.6L (Nissan Latio, Proton Saga limited edition for private usage, and Persona) and even

1.8L (Nissan Latio Ti)

   

Open AP and Franchise AP

The Approved Permit (AP) system was introduced in 2010 to realize objectives of the National Automotive Policy (NAP) via Bumiputera participation.

A RM10,000 charge by government for each Approved Permit (AP) issued to the Open AP holder. An Open AP entitles the holder to import a car of any brand from any country.

The amount for each Approved Permit (AP) will be increased progressively each year starting January 1, 2010

Under the National Automotive Policy review, this Approved Permit (AP) system for used vehicles (passenger cars, motorcycles and commercial vehicles), would be abolished by Dec 31, 2015.

The Approved Permit (AP) franchise(專營權) system for new vehicles would be abolished on Dec 31, 2020.

New Imported Cars that are brought in by franchise car importers (appointed distributors of marques) enjoy unlimited number of APs if the car comes from another Asean country.

If the car is imported from outside South-East Asia, there is a limit to the number of APs given to each distributor.


Ceiling for Open AP and Franchise AP allocation was based on 10 per cent of the total vehicle output in the preceding year.

This Approved Permit (AP) measure only applied to those buyers of imported card and sellers of  imported cars. Buyers and sellers of Malaysian made cars are not involved in this AP System

Reference Source :

Daily Express : http://www.dailyexpress.com.my/news.cfm?NewsID=69186

Small and Medium Industries Development Corporation (SMIDEC) http://www.smidec.gov.my

Read also : MALAYSIA NATIONAL AUTOMOTIVE POLICY


普腾Proton官方网站
http://www.proton.com/



第二国产车Perodua官方网站
http://www.perodua.com.my/



本田Honda malaysia官方网站
http://www.honda.net.my/



丰田Toyota官方网站
http://www.toyota.com.my/



日产Nissan官方网站
http://www.nissan.com.my/



马自达Mazda官方网站
http://www.mazda.com/



Jardine Cycle & Carriage Group官方网站
http://www.cyclecarriage.com.my/



Naza 官方网站
http://www.naza.com.my/



奥迪Audi和福士伟根Volkswagen官方网站
http://www.euromobil.com.my/



雪铁龙Cetroen官方网站
http://www.citroen.com.my/



捷豹Jaguar官方网站
http://www.sismaauto.com/index2.html



宝马BMW官方网站
http://www.bmw.com.my/eng/index.htm



富豪Volvo官方网站
http://www.volvocars.com.my/



马赛地宾士Mercedes-benz官方网站
http://www.mercedes-benz.com.my/amw/emb/my



Naza-Brabus官方网站
http://www.naza-brabus.com.my/



申宝saab官方网站
http://www.saab.com.my/



MG-Rover官方网站
www.mg-rover.com.my

Hyundai官方网站
http://www.hyundai.com.my/



Naza Kia官方网站
http://www.nazamotor.com.my/nazakia/main.htm



三菱汽车我国代理USF-Hicom官方网站
http://www.usf-mitsubishi.com.my/about_usf.html



Goodyear 轮胎官方网站
http://www.goodyear.com.my/


Autoworld论坛
http://www.autoworld.com.my



zerotohundred论坛
http://www.zerotohundred.com/



Drag & Drift Club官方网站
http://ddc_my.tripod.com/



PROCC, Proton Club官方网站
http://www.protonclub.com/



Protonmania Club官方网站
http://www.protonmania.com/



SIOC, Saga Iswara Owners Club官方网站
http://www.sioc.cjb.net/



Wira SE Club网站
http://sakuragi.fotopic.net/



Club-gti, Satria Gti官方网站
http://www.club-gti.org/



V•Sixers, Perdana V6 Club官方网站
http://www.v-sixers.com



WPC, Waja Performance Club官方网站
http://www.wpc.com.my/



Gen2 Club官方网站
http://www.gen2club.com/2005/G2CLinks.htm



K2OC,Kenari & Kelisa Owners Club官方网站
http://www.k2oc.com



ACFK, Ahli Kelab Forum Kancil官方网站
http://www.acfk.net



Kenarianz论坛
http://www.kenarianz.com/



K-Car Life 论坛
http://www.kcarlife.com/index.php



Pemilanc, Mitsubishi Lancer Turbo Owner Club官方网站
http://members.tripod.com/~LancerTurbo/Sonic.htm



TOCM, Toyota Owners Club官方网站
http://www.micronet-solutions.co/

 



VVT-i Club网站
http://www.vvt-i.com/enquiry.htm



Vios Club官方网站
http://www.viosclub.com



Honda City Club官方网站
http://www.mycityclub.com/



Subaru Club Malaysia Forums
http://forums.mysubaruclub.com/



BMW Club官方网站
http://www.bmwclub.com.my/



PugClub, Peugeot Club官方网站
http://www.peugeotclub.cjb.net/



Porsche Club Malaysia 官方网站
http://www.porscheclub.org.my/



Volkswagon Beetle官方网站
http://volks.8m.com/




http://www.blitz.co.jp/以性能改装为特点的日本大厂,在北美很吃得开。
http://www.hks-power.co.jp/ 日本第一大改装零件公司,还是上市公司,以改涡轮著称
http://www.5zigen.co.jp
http://www.cockpit.co.jp
http://www.jprova.co.jp 它出的避震器也是相当有名气
http://www.tomsracing.co.jp 专改丰田的
http://www.yrc.co.jp
http://www.spoon.jp 专改honda的
http://www.c-west.co.jp
http://www.mines-wave.com

http://www.tein.co.jp 专改避震器的厂家,很有名气
http://www.cuscoracing.com 车身强化零件改装厂
http://www.apexi.co.jp 什么都做的超级厂
http://www.recaro.jp 做赛椅的
http://www.work-wheels.co.jp 关于合金轮
http://www.rayswheels.co.jp 关于合金轮
http://www.zerosports.co.jp
http://www.hartwheels.co.jp 关于合金轮
http://www.bridgestone.co.jp 关于轮胎
http://www.bride-jp.com 关于赛椅
http://www.bbs-japan.co.jp日本 bbs合金轮官方网站

http://www.sard.co.jp
http://www.fujitsubo.co.jp 做排气管的
http://www.speedstar.co.jp
http://www.osgiken.co.jp
http://www.axisstyling.jp/ axis
http://www.aqua-fsp.com/
http://www.toyonaga-car.jp/top.html AQURE,专改K-car

http://www.carmag.co.jp/apio/ 迷你越野
http://www.absorber.jp/ 改豪华轿车外观
http://www.apollo-pr.co.jp/一家改装车杂志
http://www.altia-custom.com/ 综合性日产改装品网站,有多个品牌英文网站。推荐!
http://www.alpine.co.jp/ 音响
http://www.anceltion.co.jp ANCELTION 改豪华车,英文
http://www.isme.co.jp/ 改内饰
http://www.eSA-style.com/
http://www.ings-net.com/ ings+1,很强的外观改装厂。推荐!
http://www.webersports.jp/ 外观

http://www.aero-tech.co.jp/改丰田。
http://www.h-style.co.jp/ 改丰田,本田外观。改得不错。
http://www.amon.co.jp/
http://www.exasports.com/ 外观,动力
http://www.mzspeed.co.jp/ 大厂,英文,推荐!
http://www.autech.co.jp/JP/index.html大厂,推荐
http://www.g-answer.com/大厂,推荐[
http://www.auto-couture.com/ 强力推荐,图标是一棵树。
http://www.dubmagazine.jp/
http://www.ka-s.com/ 汽车用品店,有很多空气套件。

http://www.auto-staff.co.jp/汽车用品店
http://www.opptech.jp
http://www.calma.co.jp 专改SUBARU
http://www.jaos.co.jp 专改越野车
http://www.carmaking-manabus.com/index.htm 加长车
http://www.garson.co.jp/ DAD,大厂,推荐。
http://www.t-e-quad.com 改越野
http://kera.g-smile.co.jp/ 刹车件
http://www.kenstyle.co.jp/ 大厂,推荐。
http://www.corrmann.net/ 大厂,改MINI-VAN,推荐

http://www.s-vibes.com/ 音响
http://www.s-stage.com/ 音响
http://www.circus446.com/ 改丰田
http://www.ats-bm.com/murayama.html 外观件
http://www.sea-marine.com/ 四轮越野
http://www.jface.net/ 改小车
http://www.allies.co.jp/ 轮胎轮圈
http://www.any-s.net/ STROSEK AUTO DESIGN
http://www.syms.jp专改SUBARU
http://www.junction.co.jp/index.html 专改豪华车
http://www.jubily.net/ 专改保时捷
http://www.stylecars.co.jp/ 改得比较怪比较狠的厂
http://www.robson-leather.co.jp 皮座椅
http://www.thrash.co.jp/ 动力改装
http://www.subaru-giken.com/专改 SUBARU
http://www.m-collection.org/ 汽车模型
http://www.sessions-power.com/ 刹车件大厂
http://www.uranus.dti.ne.jp/~sorcery/ 专改本田跑车S2000、NSX
http://www.tigerauto.com/ 专改美国克莱斯勒
http://www.dynasty.ne.jp/index2.html专改豪华车的大厂,有点爆走味道。
http://www.mr-jeep.com/ 专改美国JEEP
http://www.ts-project.co.jp/ 改豪华车
http://www.datasystem.co.jp/ 汽车电子件
http://www.real-g.com/ 四驱
http://www.kk-topline.co.jp/大厂,强烈推荐。
http://toyota.jp/customize/index.html 丰田官方改装网站,有各品牌改装丰田的车型集合。
http://www.netz-saitama.com/ 改丰田小车
http://www.parts.co.jp/ 部件
http://www.laism.com/ 改悍马
http://www.heartily.co.jp 车轮,LED灯,悬挂,排气

http://www.hasepro.com/ 炭纤制品
http://www.butterfly-system.com/ 爆走改装
http://www.hummer.mitsui.co.jp/2005/index.html 悍马进口商
http://www.valueprogress.co.jp/ 很奇怪的改装车
http://www.panthera.jp 手机导航
http://www.pb-y.com/ 越野改装
http://www.pandora-inc.com 欧洲风格的日本改装厂
http://www.finalkonnexion.co.jp 比较大的厂,改的日产赛车不错
http://www.fabulous.co.jp/ 最著名的爆走改装厂
http://www.4x4es.co.jp/

http://www.branew.jp/ 改进口豪华车
http://www.platinum-motors.jp/
http://www.flexnet.co.jp/ 二手车
http://www.honda.co.jp/ACCESS/ 本田官方改装网址
http://www.maxi-mythos.com/ 外观件
http://www.mugen-power.com/ 这个不用说了吧,如雷贯耳。
http://www.moto-rage.co.jp/ 4x4
http://www.yuu-shop.net/ 四轮越野摩托
http://www.wrc.gr.jp 拉力赛车
http://www.ralliart.com/ 大名鼎鼎的RALLIART

http://www2.ocn.ne.jp/%7Eritomo/ 赛车改装
http://www.rinei.com/ 四驱
http://www.route-ks.com/ 专改本田NSX
http://www.roar.co.jp/ 改三菱的,跟RALLIART齐名
http://www.roadstorm.net
http://www.tomsracing.co.jp/ 丰田官方改装厂
http://www.toyota-trd.com/丰田官方改装厂
http://www.toms-trd.com.hk TOM’S和TRD的香港代理[
http://www.impul.co.jp 改装大厂
http://www.trdusa.com/

http://www.admiration.ne.jp/ 改装大厂
http://www.nismo.co.jp 日产官方改装厂
http://www.arcinter.co.jp 这个也不错
http://www.subaru-sti.co.jp/e/ SUBARU的官方改装厂
http://www.c-one.co.jp/ 这个也不错
http://www.veilside.com 据说是北美的外观改装第一品牌,把日本车都改成北美味了。
http://www.greddy.com/ 改装件大厂
http://www.altia.co.jp
http://www.tomsspirit.co.jp

http://www.r-e-a-l.jp
http://www.wald.co.jp 综合性改装大厂
http://www.arai.co.jp 头盔
http://www.okuyama-go.to/index.html 车身顶架底架防滚架等车身加强件
http://www.mmc-kawasaki.co.jp/ 川崎三菱汽车
http://www.rs-r.co.jp 零件
http://rayswheels.co.jp/ 轮毂
http://www.nippon-seiki.co.jp/defi/ 仪表
http://www.ikeya-f.co.jp
http://www.carlsson.co.jp 德国CARLSSON的日本网站,原来CARLSSON也改LEXUS

http://www.pab.co.jp 改小车
http://www.cross-factory.com专改日产跑车
http://www3.wind.ne.jp
http://www.ks-auto.com/卖全新和二手改装车
http://www.chargespeed.com
http://www.calma.co.jp/专改SUBARU
http://www.asea-jp.org/ Autosports Equipment Association,賽車部品協會

 

 


这个网站是我国交通部的官方网站。
http://www.jpj.gov.my/



JPJ黑名单网站
http://www.jpj.gov.my/blacklist/index.shtml



使用方法:

1 点击JPJ的标致,就会POP出一个表格,上面可以填写车牌和你的身份证号码。
2 填写其中一项,按查询。

注:填写身份证号码必须是新身份证号码,不必用“-”来隔开,只需要输入数字,如:
IC号码:123456-78-2046,你只须填入:123456782046

注2:此网站只能查阅交通部罚单,如果是市议会如吉隆坡市议会、沙阿南市议会开的罚单,在这里是不会出现的。


USED CAR DEALERS IN TAWAU

Car sales Agents in Tawau:

Universal Motor Tawau, Sabah
Universal Motor TB4006, BA, Jln Apas 91000 Tawau, Sabah Phone: 089-77 4006

Universal Motor -- Tawau

TB4006, Lot 2, Taman Berkeley, Batu 1, Jalan Apas
91000 Tawau
Sabah, Malaysia

Tel : 089-775 500
Fax : 089-774 006


TBMC Sdn Bhd Tawau, Sabah
TBMC Sdn Bhd Tbmc Showroom, Jln Kuhara 91000 Tawau, Sabah


Top Up Motors Tawau, Sabah
Top Up Motors Jln St Patrick 91000 Tawau, Sabah Phone: 089-77 3409 Fax: 089-76 5767



Metachase Sdn Bhd Tawau, Sabah
Metachase Sdn Bhd Jln Apas Batu 1 3/4 91000 Tawau, Sabah Phone: 089-77 3968



Tawau Used Cars Centre Tawau, Sabah
Tawau Used Cars Centre Jln Masjid 91000 Tawau, Sabah Phone: 089-77 0876



Syarikat Motor Baru Tawau, Sabah
Syarikat Motor Baru No. 2244, Jln Apas Batu 2 91000 Tawau, Sabah



Rhodon Sdn Bhd Tawau, Sabah
Rhodon Sdn Bhd TB1645, Jln Apas 91000 Tawau, Sabah Phone: 089-91 1867
 


 

CKD

Examples of cars manufactured in Malaysia: Proton, Perodua
 

Examples of cars assembled in Malaysia and classified as CKD: Honda (City and Accord), Volvo (S40, V50, S80, XC90 and from autumn 2010 also XC60), Mercedes Benz (C200, C230, E200, E230, E280, S300, S350 and S500).


majority of the car manufacturers and assemblers in Malaysia such as

Proton, Perodua,

Toyota, Nissan, Honda, Hyundai Inokom and Naza,

Malaysia National Cars

(Proton, Perodua, Naza and Inokom are the only four Malaysian vehicles)

Proton is owned by Malaysian Government

Following are 4  CAR MANUFACTURERS IN MALAYSIA


Proton Logo

Proton
保腾

MALAYSIA

SAGA
Wira
Satria
Putra
Perdana
Tiara
Juara
Waja
Arena
Gen-2
Savvy
Persona
Exora

Perodua Logo

Perodua
北鹿大

MALAYSIA International Joint Venture

MYVI
VIVA
ALZA
Kenari
Kelisa
Nautica Kancil
Rusa
Kembara

NAZA Logo

Naza
纳莎

MALAYSIA International Joint Venture

Forte
Optima
Rondo
Citra
Ria
Sportage
Sorento
Pregio
Picanto

 

Inokom Logo

Inokom
英若康

MALAYSIA International Joint Venture

Hyundai
BMW
Land Rover
Renault

 


IMPORTED CARS IN MALAYSIA
(with some models assembled in Malaysia)

There are 9 Nine vehicle assembly companies that assemble imported brand.  Assembling 18 passenger cars and 14 commercial vehicles

The others are Franchise Car Importers


 

Toyota
丰田

JAPAN

Honda
本田

JAPAN

Mitsubishi
三菱

JAPAN

Nissan
日产

JAPAN

Mazda
马自达

JAPAN

Isuzu
五十铃

JAPAN

   
         


 
 
 
 
 
 
 
 
 
     
 
 

Buying New Car and Used Car in Malaysia


There are many brand of new car and used car for sell in Malaysia. To buy, you need to know what actually you need and the budget must fits your needs.

For example, because of the fuel price getting higher, you need to consider which car is the most fuel efficient available in Malaysia. if you are not worried with the fuel price, then think of another main criteria to choose your car. Maybe you need spacious vehicle then go for MPV. Other criteria is performance, design, luxury and technology.

Then you decide to between used car or new car to buy. There are some advantages and disadvantages of new car and used car.

 


NEW CARS USED CARS
   
  But be wary of vehicles with frighteningly low mileage numbers. Used car salesmen have been known to turn back the mileage on vehicles to make them appear more attractive.
Factory warranty : For a new car you have the full warranty from the factory. Forexample 3 years for a Perodua new car. Factory warranty :  If the used vehicle is only a couple of years old and has 20,000 miles on it is likely to have a good bit of a factory warranty left on it.

 

 

Owning a brand new car is exciting.

If you can affort, go with the new car way. Enjoy the feeling of knowing you’re the original owner of a new car in mint condition. Nothing can replace that feeling.

 

Financially speaking, it makes more sense to buy a used car. As soon as you drive a new car off the lot, it loses a great portion of its value. This is because your car is no longer “new”.

Do not hang your hat higher than you can reach. Practice financial prudence. Save your money and comfort yourself knowing that one day you will be able to afford that new dream car. One day when money is no object.

 

Driving a brand new vehicle off the lot represent an immediate reduction of 20% to 30% in resale (even more for unpopular models). Unless you are sure of staying for couple of years, think again before buying.

Within 3 years your new cars lose about 40% of their value, then depreciation starts to slow down.

Why not buy a used car and allow someone else to take that depreciation hit?

The previous owner will have absorbed the steepest part of the depreciation cycle. At that point the costs of owning and operating the car will be reduced. The money you save on depreciation will surely go a long way.

Another benefit of buying used car in Malaysia is lower cost. By buying used car you pay less. You will also save on financing costs, insurance premiums, registration and licensing fees. You don’t have to worry about paying sales tax.

Lower maintenance cost. As with everything else there are a few downsides to buying a used car. There are greater chances for costly unwarranted repairs. You may very soon have to do major maintenance on your used car, including replacing tires, battery, brakes, muffler, and perhaps even the transmission.
 
More reliable. A used car is usually less reliable. You don’t know exactly what you’re getting into and how the previous owner treated the car. However, every situation is different and some used models may actually be far more reliable than some new car.
While new car, new vehicle or unregistered car interest rate of loan is 2-4%.

1) Usually for local or Malaysia new car interest rate is higher

2) outside new car such as Honda and mitsubishi IS LOWER

For info, interest rate for used car or used vehicle is around 4-5% per year.

How to apply car loan to buy a new or second hand car?

How is the handling of all the documents required for car vehicle purchase?

HOW TO BUY A CAR IN MALAYSIA?

DOCUMENTS & REQUIREMENTS
DOCUMENT FOR CAR PURCHASE

Basic documents for submitting to bank for a car purchase loan application.


PHOTOSTAT COPY OF :

1) Identity Card / Kad Pengenalan

2) Driving license / lesen memandu

3) 3 Month Latest Pay slip / Slip gaji 3 bulan terkini

4) EPF Statement / Penyata KWSP

Some banks may need following extra document especially if you are buying a high end vehicle:

5) 3 month Bank Statement / Penyata Bank 3 bulan terkini

6) Appointing Letter under any company / Surat perlantikan jawatan dalam Syarikat

Other to be considered on buying a new car with car purchase loan from any bank.

If you are under 21 or if you are a foreigner  you need a guarantor and his following documents:

Guarantor preferably your parents or siblings. Exception for those who have very strong income, though still under 21,   5 times the monthly payment and from a big stable company.

GUARANTOR (PENJAMIN) PHOTOSTAT COPY OF:
1)  Identity Card / Kad Pengenalan

2) Driving license / lesen memandu

3)  3 Month Latest Pay slip / Slip gaji 3 bulan terkini

4)  3 month Bank Statement / Penyata Bank 3 bulan terkini

If you are purchasing a vehicle such as Mini Bus, Truck and Van under a company name, the following documents are required:

BUSINESS OWNER DOCUMENT (PEMBELI YANG MEMPUNYAI SYARIKAT) PHOTOSTAT COPY OF:
1) Company Registration Certificate 3 document / Sijil Pendaftran Syarikat 3 dokumen

2) 3 month Bank Statement / Penyata Bank 3 bulan terkini

4)  Business owner document which state that you have steady income to apply a loan for car purchase.
 

Before applying  for car loan :
1) You must have a salary of at least 3 times the monthly payment of the car. If not, you will need a guarantor.

2) Deposit payment of any car purchase is usually 10% of the total car price. The bank only provide 90% loan. Unless you are a government staff and university graduated person you may get as much as 100% loan.

3) Blacklisted person usually cannot apply for any car loan from any bank. However, some of the blacklisted government staff can apply the car loan.

4) Interest rate for a new car is usually from 2% to 4% per year and for second hand car interest rate is 4% to 8 % per year.

5) Loan are 5 years, 7 years, 9 years or even 12 years for new cars.


6) You can still apply for the car loan without a driving license.

7) To trade in your old car, usually you need to bring the car for price evaluation by the car seller. Then all the process of trade in will be handled by them.

8) Normal interest rate 3.75%.

9)  The interest rate for Local cars Proton and Perodua is usually higher than imported cars.

Local cars is 3.5%-4%, Imported cars 2%-3% per year.

10) Make sure the car you are purchasing is affordable and practical for you.

11) Find a sales agent that you know well and can help you. Don’t ever buy from any car dealer that you don’t know that have published an interesting offer on any advertisement board.

12) If you have a bank book, print the latest page and the front page. If you don’t have bank book (buku akaun), just print from internet banking.

13) Ask the sales agent for a test drive first before making a decision on buying a new car. You also can ask almost everything with him and surely the sales agent will help you.

14) The interest for Proton and Perodua is higher because

a) First. the risk factor the banks factored in the calculation. The risk is the very high chance a Proton or Perodua owner will default in servicing their loan. This is via statistical analysis of the payment behavior of the lower and middle income group of owners who are most likely to chose either Proton and Perodua as the vehicle of their choice. And these group of owners have a high incidence of defaulting their loan repayments.

b) Secondly the banks faced a very long period of recovery the full loan amount-7 years, 9 years, and even up to 10 or 15 years for government servant.

c) Thirdly the asset depreciation factor of our national car against the loan amount still need to be serviced. Mind you, nowadays it is very easy to take ownership-RM0 down payment. Which means there is a very high amount which haven’t been repaid yet.

 


There are two types of cars available in Malaysia :

1) Assembled in Malaysia (engine and parts manufactured oversea)

2) Imported Car.


The Chassis number and Engine number

Each car contain a unique chassis number and an engine number,


Each new car needs a license plate number to be registered in JPJ.

Your car sales man will arrange this for you.  He will submit your name to JPJ to enter into JPJ's computer system together with a new license plate number.

License plate number:
Selecting a number for your new car :

There are 3 categories of numbers  :

1) Running Numbers : Automatic given to you free if you do not otherwise select a number of your choice

2) Blocking Number : Pay Rm210.00 to JBJ for a number of your choice as long as the number has not been assigned to other. Plus another Rm 30-50 to middle men for booking  the number for you.

3) Auction Number : Pay few thousand of Rm to JBJ for a Premier Value Numbers such as  8888, 2020, 1111. Plus some Rm ??? for middle men for "keeping" the number for you.


How a new car comes to you :

Before you see your new car,  the car has to go thought 3 commercial stages :

1) Manufacturers (in Kuala Lumpur or in Japan for imported cars). There are 4 Malaysian car manufacturers : Proton, Perodua, Inokom & Naza

2) Distributors (in Kota Kinabalu)

3) Dealers (the car showroom in Tawau where you buy the car)


The manufacturers deliver the vehicles by ship to the distributors in Tawau,
 

Upon arrival of the vehicles in Tawau port, the distributors do some clearance with Customs Department,
then register the vehicle in Tawau JPJ Department.

The Dealers then take the cars they ordered and display in their show rooms for you to choose.

You may take your car now after :

1) Pay cash

2) Approved by your bank for the car loan


Applying for a bank loan :

Some of the banks in Tawau that provide Car Loans are :

1) May Bank

2) AM Bank

After submitted  your  loan application forms (with all the necessary documents), the bank will be approved within 3 days. A bank officer will interview you either in the bank office or just give you a call and ask a few question about your finencial situation.

Here are a few sample question a loan officer will ask you. Though some of the information are already given in your form to the bank, the bank will ask again just for a conformation.

1) What is your birthday, employer name, office telephone number, house telephone number.

2) Where do you stay, do you own or rent the house you are staying now.

3) Are you still paying, if any, installment for house, another car.

4) What is you job, monthly salary, age of children.

The bank normally takes 3 days to give you an answer.

But for a financially sound customer, the bank can approve within the same day (and you drive away your new car the next day)


How long it takes for a new car available :

1) Immediately available for those cars readily available in stock in show room.

2) Wait for 1 month to 2 months for a new car to arrive from KK or KL


Latest Plate Number : http://www.jpj.gov.my/malay/plateno.htm

Jabatan Pengangkutan Jalan (JPJ)

Perak AGY 4849  
Selangor BKP 2779  
Pahang CCM 8867  
Kelantan DBN 5145  
Johor JLW 4573  
Kedah KCP 6674  
Langkawi KV 7876C  
Labuan LD 2024  
Melaka MBV 2089  
N Sembilan NCG 8536  
Pulau Pinang PJK 4627  
Kuching QAR 7852  
Sri Aman QBA 6703  
K Samarahan QCC 118  
Limbang QLA 3260  
Miri QMP 2145  
Kapit QP 5014  
Sarikei QRE 9480  
Sibu QSS 2810  
Bintulu QTG 3990  
Perlis RH 9412  
Kota Kinabalu SAB 2357 A
Beaufort SB 9384 A
Lahad Datu SD 6169 E
Kudat SK 8467  
Sandakan SS 4906 M
Tawau ST 9039 N
Keningau SU 1563 B
Terengganu TAW 8480  
Kuala Lumpur WTG 1079  



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